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RENTALS	2494031	3/2	Tampa	1343	Single Family  Tour	$1100/mo	Karen
	2479755	2/2 Home 2/2 MH	Land O Lakes	950  1392	2 homes for one price-small home (950) and a nice manufactured home (1392) on 2.31 acres. Separate carports, completely fenced w/fence between homes. Separate driveways. In ground pool, several storage sheds. Many large oak & fruit trees.    MH Frt    Pool   Tour	$148,500 REDUCED	CALL Karen
	2476232	3/2	Lutz		Well cared for home. Kitchen has white oak cabinets and ceramic tile floors. Master bath has matching vanities. Fenced back yard, beautiful landscaping and screened lanai. Tour	$125,000     OFF MARKET	CALL Norm
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NEW	2498202	4/2	Wesley Chapel	2047	Turn key well maintained home with energy saving features. Brazilian granite counter tops, cook top, 2 ovens, 2 pantries, roomy master bedroom, large walk in closet, over sizes bath w/jet tub, separate shower. Electric FP in living room, separate dining room. Beautiful landscaping. Close to schools, shopping and major roads   Tour	$229,000	CALL Karen or Yolie
NEW	2501816	3/2.5	Land O Lakes	2113	SHORT SALE bank approved. Very roomy and comfortable end unit Townehome. Living and dining room, den and kitchen downstairs. Bedrooms upstairs, large master w/ sitting room and screened balcony overlooking lake. Extra storage space and extended open patio.	$120,000	Karen
	2478398	2/2	Zephyrhills Wesley Chapel	1303	Enjoy peace and quiet in this home on one acre. Completely fenced. Has dog kennel and storage shed in back. Recently painted and has new carpet.     Tour	$89,700	CALL Norm
NEW	2499672	4/2	Wesley Chapel	1956	SHORT SALE. Golf Course Community. All new windows in 2011, new carpet in 2010. Tile floor in foyer, kitchen and bathrooms. Wood floors in family room and hallway. Large master bedroom, garden tub, separate shower, and walk in closet. Screened lanai and outdoor patio. Clubhouse, fitness ctr., tennis, pool and playground.  Tour	$143,000	CALL Norm
	2477722	3/2	Land O Lakes	2117	SHORT SALE, but what a beauty. Immaculate and well maintained. Living/Dining combo, kitchen w/breakfast nook & pantry. Large master suite, 20" tile in foyer, hallway, kitchen, laundry and both baths. Community Pool, rec center, tennis.    Tour	$144,900 REDUCED	CALL Karen
NEW	2497769	4/3	Land O Lakes	2388	SHORT SALE: Fantastic buy for the right person. Needs some minor work. It has a pond view, convenient to shopping, schools, restaurants and the interstate. Tour	$145,000	CALL Norm
	2476021	3/2	Lutz	1152	Doublewide on 125x225 lot. Enclosed front porch. Patio/deck in back. Wheelchair accessible. Beautiful, mature oak trees. RV parking. Sold as-is.  Tour	$54,900	CALL Norm
	2488225	4/3	Spring Hill	2370	SHORT SALE: Nice pool home with many attractive features. Large family room. Kitchen with Corian counters and oak cabinets, breakfast nook, large window and plantation shutters.. Master BR, separate vanities, garden tub and more.   Tour	$170,000	CALL Karen
NEW	2500869	4/2	Land O Lakes	1812	Great home on cul-de-sac. Large great room with fireplace, separate dining room, kitchen with breakfast bar, pantry, inside laundry has cabinets, shelves and utility tub. Large master bedroom, dual sinks, jetted tub, separate shower, walk in closet. Lanai. 1 year home warranty. NOT a short sale or foreclosure, so you can close quickly.	$109,000	CALL Karen
	2482200	4/2	Lutz	1994	SHORT SALE-3rd party approval required. Nice floor plan, living room has fieldstone FP, Master and 2 bedrooms on one side and 4th BR and bonus room on opposite side. Fenced backyard, screened lanai and sundeck. All appliances stay.   Tour	$119,900 Reduced	CALL Karen
	2472751	5/3	Wesley Chapel	2819	Quadruple manuf. L-shaped home on 1.36 acres, w/front and side porch and a back deck. 2 car carport 23X32 w/utility room. Fenced and gated and had above ground pool. Horses OK. SHORT SALE.  Pool   Barn Tour	$120,000 Reduced	Call Marie
	2479956	3/2	Zephyrhills	1377	Nice manufactured home on 2.33 acres. Very clean. Horses OK. New roof in April 2011. Partially fenced    Tour	$98,000	CALL Norm
NEW	2494872	3/2	Land O Lakes	1540	SHORT SALE : Nice home on corner lot. Open living space, split bedrooms, utility rm. Beautiful kitchen, SS appliances, corian counters, maple wood cabinets. Roomy master bedroom, dual vanities and his/her closets. No CDD fees and low HOA fees   Tour	$105,000	CALL Karen
	2469804	2/2	Wesley Chapel	924	1982 singlewide fixer upper on 1.15 acres, fenced with stable/barn on a paved road. Close to Wesley Chapel Sports Complex and Pasco School Complex.    Tour	$39,000 Reduced	Call Marie
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NEW	2490983	3/2	Wesley Chapel	1440	Doublewide on 1.12 acres. Great room, dining room, kitchen and enclosed patio. Close to mall shopping, churches and schools and interstate. SHORT SALE Tour	$40,000	CALL Norm
	2351142	4/3	Land O Lakes	2556	Gorgeous pool home w/many upgrades. Formal living and dining rooms. Kitchen has maple cabs and granite counter tops. Screen room pool overlooking beautiful backyard and conservation area. Subject to 3rd party approvals for short sale.  Tour	$182,900 REDUCED	CALL Norm
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Reduced	2463845	Vacant Land	Land O Lakes	.99 acres	County living at it's best. One acre MOL, zoned for single family home. County deed restrictions only. Aerial	$39,900	Call Marie
NEW	2476783	Vacant Land	Land O Lakes	.72 acres	Nice lot on dead end street surrounded by upscale homes.	$64,900	CALL Karen CALL Yolie
NEW	2476786	Vacant Land	Land O Lakes	.56 acres	Beautiful lot in area of large homes, shopping, restaurants and great schools.	$64,900	CALL Karen CALL Yolie
NEW	2476790	Vacant Land	Land O Lakes	.56 acres	Perfect lot to build your dream home. Close to schools, parks, library and shopping.	$64,900	CALL Karen CALL Yolie
	2457228	Vacant Land	Wesley Chapel	28  acres	Secluded 28 acre site. Ideal for hunting, camping or just getting away from it all. Approx. 3 miles from Old Pasco Rd. and 5 miles south of SR 52.  MAP    TOUR	$175,000 Reduced	CALL Lou
	2476913	Resid. Lot	Wesley Chapel	1.79 acres	SHORT SALE.  Nice lot located in gated equestrian community of Westwood Estates in the heart of Wesley Chapel.  Reduced	$ 29,973	CALL Raygan SOLD
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WHY USE A FLORIDA REALTOR

Can a real estate agent really help me in buying and selling property? The answer is YES!

When you're ready to think about buying or selling your property, you need to ask yourself the following questions: Do you have the time, energy, sources of information, and contacts to do the job yourself? If you were one of the 'do-it-yourself' people, would the results be as good or better than they would be if you had professional assistance? Would it have gone smoother? Would it have given you more personal time? Would you have purchased for less, or sold for more, if a real estate agent was involved? Read the following information and learn how a real estate agent can help you understand everything you need to know about a real estate transaction.

The Buying Process
The process of buying a home or investment generally starts with determining your buying power; that is, your financial reserves plus your borrowing capacity. If you give a real estate agent some basic information about your available savings, income and current debt, they can refer you to lenders best qualified to help you. Most lenders -- banks and mortgage companies -- offer limited choices.

Finding
Once you know how much you can and want to invest, the next step is to find the properties that most nearly fit your needs. This is the time to choose a real estate licensee. When picking a real estate agent look for one who is also a REALTOR®. A REALTOR® is a member of the NATIONAL ASSOCIATION OF REALTORS®, a real estate trade association, and all members agree to abide by a 17 article Code of Ethics. A REALTOR® has many resources to assist you in that search. Sometimes the property you are seeking is available but not actively advertised in the market, and it will take some investigation by your agent to find all available properties.

Selecting
Your job is to make the final selection of the right property for you. This is when excitement and emotion run high. Your real estate agent can assist you in the selection process by providing objective information about each property. Agents who are REALTORS® have access to a variety of informational resources. REALTORS® can provide local community information on utilities, zoning. schools, etc. There are two things you'll want to know. First, will the property provide the environment I want for a home or investment? Second, will the property have resale value when I am ready to sell?

Negotiating
There are a myriad of negotiating factors, including, but not limited to price, financing, terms, date of possession, and often the inclusion or exclusion of repairs and furnishings or equipment. The purchase agreement should also provide a period of time for you to complete appropriate inspections and investigations of the property before you are bound to complete the purchase. Your agent can advise you as to which investigations and inspections are recommended or required.

Due Diligence
With a negotiated agreement in hand, it is time to complete the evaluation of the property. Depending on the area and property, this could include inspections for termites, dry rot, asbestos, faulty structure, roof condition, septic tank and well tests, just to name a few. Your agent can assist you in finding qualified responsible professionals to do most of these investigations and provide you with written reports. You will also want to see a preliminary report on the title of the property. Title indicates ownership of property and can be mired in confusing status of past owners or rights of access. The title to most properties will have some limitations; for example, easements (access rights) for utilities. Your agent, title company or attorney can help you resolve issues that might cause problems at a later date.

Financing
As soon as you are reasonably sure the property is right for you, the process of obtaining financing begins. Your agent can help you in understanding different financing options and in identifying qualified lenders.

Closing or Settlement
Finally, there is the closing, or settlement, as it is known in different parts of the country. Every area has its own unique customs. In some areas, the title or escrow company will handle this process. In other parts of the country, an attorney does it all. Again, your real estate agent can guide you through this process and make sure everything flows together smoothly.

Selling Florida Real Estate

Pricing
This process generally begins with a determination of a reasonable asking price. Your real estate agent can give you up-to-date information on what is happening in the marketplace and the price, financing, terms, and condition of competing properties. These are key factors in getting your property sold at the best price, quickly and with minimum hassle.

Marketing
The next step is a marketing plan. Often, your agent can recommend repairs or cosmetic work that will significantly enhance the salability of the property. Marketing includes the exposure of your property to other real estate agents and the public. In many markets across the country, over 50% of real estate sales are cooperative sales; that is, a real estate agent other than yours brings in the buyer. Your agent acts as the marketing coordinator, disbursing information about your property to other real estate agents through a Multiple Listing Service or other cooperative marketing networks, open houses for agents, etc. The REALTOR® Code of Ethics requires REALTORS® to utilize these cooperative relationships when they benefit their clients.

Advertising is part of marketing. The choice of media and frequency of advertising depends a lot on the property and specific market. For example, in some areas, newspaper advertising generates phone calls to the real estate office but statistically has minimum effectiveness in selling a specific property. Overexposure of a property in any media may give a buyer the impression the property is distressed or the seller is desperate. Your real estate agent will know when, where and how to advertise your property.

There is a misconception that advertising sells real estate. The National Association of REALTORS® studies show that 82% of real estate sales are the result of agent contacts through previous clients, referrals, friends and family, and personal contacts.

Security
When the property is marketed with the agent help, you do not have to allow strangers into your home. Agents will generally pre-screen and accompany qualified prospects through your property.

Negotiating
The negotiation process deals with much the same issues for both buyers and sellers, as noted above under the buying process. Your agent can help you objectively evaluate every buyer's proposal without compromising your marketing position. This initial agreement is only the beginning of a process of appraisals, inspections, and financing -- a lot of possible pitfalls. Your agent can help you write a legally binding, win-win agreement that will be more likely to make it through the process.

Monitoring, Renegotiating and Closing
Between the initial sales agreement and closing (or settlement), questions may arise. For example, unexpected repairs are required to obtain financing or a cloud in the title is discovered. The required paperwork alone is overwhelming for most sellers. Your agent is the best person to objectively help you resolve these issues and move the transaction to closing (or settlement).

How Do Real Estate Agents Get Paid?
Real estate agents or brokers are generally paid through the sales commission paid by the seller when a transaction closes. Agents have expenses and financial obligations just like you, so it will be to your mutual benefit if you choose a real estate agent and stick with that person. The agent will respect your loyalty and respond with a sincere commitment to you.

Why A Florida REALTOR^®?
All real estate licensees are not the same. Only real estate licensees who are members of the National Association of REALTORS® are properly called REALTORS®. They proudly display the "REALTOR®" logo on the business card or other marketing and sales literature. REALTORS® are committed to treat all parties to a transaction honestly. REALTORS® subscribe to a strict code of ethics and are expected to maintain a higher level of knowledge of the process of buying and selling real estate. An independent survey reports that 84% of home buyers would use the same REALTOR® again.

Using a Florida REALTOR^®

You Be the Judge!
Real Estate transactions involve one of the biggest financial investments most people experience in their lifetime. Transactions today usually exceed $100,000. If you had a $100,000 income tax problem, would you attempt to deal with it without the help of a CPA? If you had a $100,000 legal question, would you deal with it without the help of an attorney? Considering the small upside cost and the large downside risk, it would be foolish to consider a deal in real estate without the professional assistance of a REALTOR®!

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© 2003 Coldwell Banker Real Estate Corporation. Coldwell Banker® is a licensed trademark of Coldwell Banker Real Estate Corporation. An Equal Opportunity Company. Equal Housing Opportunity. Each Office Is Independently Owned and Operated except Offices Owned and Operated By NRT Incorporated.